what financial & money habits should i implement?

While there isn't specific data from the Huberman Lab detailing financial habits, the principles of habit formation discussed by Andrew Huberman can be applied to developing good financial practices.

1. Morning Actions: Leverage the first 8 hours after waking when your brain is primed for action due to high levels of norepinephrine and dopamine. This is the optimal time to tackle tasks with high resistance—like budgeting or financial planning, which require focus and effort 1.

2. Task Bracketing: It's important to schedule tasks by identifying the time of day when you're naturally more focused. Implement complex financial tasks during these windows to enhance performance and consistency 1.

3. Consistency in Habits: While being flexible with timings, ensure that financial habits such as saving, budgeting, or tracking expenses are consistently reviewed. This helps in maintaining the routine without being too rigid, which can sometimes lead to dropping habits when situations change 1.

By integrating these strategies, you can enhance your ability to form and sustain beneficial financial habits.